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Local Resources · Flood & Evacuation

Know your zone before the Gulf asks.

Your FEMA flood zone decides your insurance and your equipment rules; your zip-zone decides when you leave. Here's both, city by city — with the official lookups, because zones are parcel-specific.

Look Yours Up

Five official tools answer it in minutes.

Verified 2026-07-04. City summaries below describe what dominates each area — your parcel's answer comes from these.

How the evacuation zip-zones work

Zip-Zone Coastal

Gulf-facing and bay-front zip codes (Galveston Island, Bolivar)

Evacuates FIRST — surge can cut off routes early.

Zip-Zone A

Surge-vulnerable bay and bayou corridors (Texas City, La Marque, Dickinson, League City)

Second wave — surge pushes inland through bays and bayous.

Zip-Zone B

Inland areas whose roads can flood in major storms (Friendswood, Webster)

Third wave — evacuate for major storms per official orders.

Zip-Zone C

Farther inland

Mostly wind/rain risk; evacuation rare, but follow official calls.

Zones sequence departures so surge-threatened residents reach I-45 first — TxDOT can reverse southbound lanes (contraflow) in a state-ordered evacuation; check DriveTexas.org for live status.

City by City

Eight cities, eight different water stories.

Dickinson

Flood zones · Zone AE dominates the riparian corridors along Dickinson Bayou and its tributaries (Borden's Gully, Benson and Gum Bayous); higher ground away from the bayou maps mostly Zone X. Harvey (2017) flooded thousands of Dickinson homes when the bayou left its banks.

Evacuation · Zip-Zone A (zip 77539) — surge pushes inland via Dickinson Bayou.

For your equipment · Bayou-adjacent homes should elevate condensers and generators above base flood elevation and consider float-switch protection — post-Harvey rebuilds here often pair new interiors with ground-level outdoor equipment that remains flood-exposed.

League City

Flood zones · Extensive Zone AE tracing Clear Creek and its watershed; most master-planned sections sit in Zone X. League City participates in FEMA's Community Rating System at a level earning residents a 25% flood-insurance discount.

Evacuation · Zip-Zone A (zip 77573) — bordering Clear Lake and Galveston Bay.

For your equipment · In a Special Flood Hazard Area, League City requires generator pads elevated to base flood elevation plus 24 inches — one of the reasons a permit-savvy installer matters here.

Friendswood

Flood zones · Zone AE follows Clear Creek through the heart of town; Harvey pushed Clear Creek beyond even the 500-year floodplain, flooding streets that had never flooded before. Elsewhere mostly Zone X.

Evacuation · Zip-Zone B (zip 77546) — inland, but routes can flood in major storms.

For your equipment · Creek-adjacent homes benefit most from elevated equipment and backup power; 'Zone X' on the map is not a guarantee — a large share of flood claims nationally come from outside mapped high-risk zones.

Galveston

Flood zones · The Gulf side and West End map heavily Zone VE (surge plus wave action — the strictest construction zone); the interior and bay side are predominantly Zone AE. Ike (2008) put 15–22 ft of surge on parts of the island.

Evacuation · Zip-Zone Coastal (77550/77551/77554) — the island evacuates first, every time.

For your equipment · City code requires mechanical equipment — explicitly including generators — elevated at least 18 inches above base flood elevation, and platform structures over 30 inches need engineered, 150-mph-rated plans plus a TDI windstorm (WPI-8) certificate.

Texas City

Flood zones · Risk splits at the Texas City Hurricane Protection Levee: inside it, most neighborhoods map Zone X (the levee held against Ike's 17.5–19 ft Gulf-side surge); outside it, marshland maps AE/VE.

Evacuation · Zip-Zone A (77590/77591) — levee or not, isolation risk puts the city in the second tier.

For your equipment · Inside-the-levee homes carry lower flood elevation requirements but full windstorm (WPI-8) exposure — anchoring and tie-down certification matter as much as elevation here.

La Marque

Flood zones · Shares the Texas City levee system's protection on its eastern side; areas outside the protected footprint map AE, with surge able to flank through connecting waterways.

Evacuation · Zip-Zone A (zip 77568).

For your equipment · New Delany Cove-area construction and post-war originals face the same evacuation clock — a standby generator sized before June beats a portable bought in a parking-lot line in September.

Santa Fe

Flood zones · Mostly Zone X with pockets of shallow-flooding AO/AE — flat terrain sheds heavy rain as sheet flow rather than channeling it into big waterways.

Evacuation · Split: eastern sections Zip-Zone A, western sections Zip-Zone B (zips 77510/77517).

For your equipment · Acreage properties on wells lose water when they lose power — generator sizing here starts with the well pump's starting load, not the AC.

Webster

Flood zones · Predominantly Zone X on paper, but flat, heavily paved terrain floods streets fast in cloudbursts — the city's own ordinance requires new construction a foot above base flood elevation as freeboard.

Evacuation · Zip-Zone B (zip 77598) — Clear Lake-adjacent, third evacuation tier.

For your equipment · Clinics, restaurants, and multifamily properties along the I-45/NASA corridor lose revenue by the hour in an outage — light-commercial standby power is the Webster conversation.

Why Locals Take Zones Seriously

Four storms wrote these rules.

Sign up for alerts before you need them

Galveston County and its cities use the Everbridge mass-notification system for evacuation orders, shelter-in-place directives, and recovery updates — but only for residents who register. Sign up through the county OEM portal, and register medically fragile or transport-dependent household members with STEAR by dialing 2-1-1.

Verified 2026-07-04 · Galveston County Office of Emergency Management

Quick Answers

Flood & evacuation FAQs

How do I find my exact FEMA flood zone?

Enter your address at the FEMA Flood Map Service Center (msc.fema.gov) — it shows your zone and the official map panel. City profiles here describe what dominates each area, but zones are parcel-specific: two houses on the same street can map differently, and Letters of Map Amendment can reclassify individual lots.

What hurricane evacuation zone am I in?

The Houston-Galveston region uses zip-zone tiers: Coastal (Galveston Island — leaves first), Zone A (Texas City, La Marque, Dickinson, League City), Zone B (Friendswood, Webster), and Zone C farther inland. Santa Fe splits A/B by zip code. Verify each season on the H-GAC zip-zone maps or the Galveston County OEM site — assignments can be refined year to year.

I'm in Zone X — does that mean my home can't flood?

No. Zone X means lower mapped risk, not no risk — a large share of national flood claims come from outside high-risk zones, and Harvey pushed Clear Creek past even the 500-year line into Friendswood streets that had never flooded. Zone X mainly means flood insurance isn't federally mandated; it's still often worth carrying.

What does my flood zone mean for my AC or generator?

It sets the elevation rules. In mapped flood zones, outdoor equipment generally must sit above base flood elevation — League City requires generator pads at BFE + 24 inches in flood hazard areas, Galveston requires 18+ inches above BFE with engineered platforms beyond 30 inches. Elevation also protects the equipment itself: a flooded condenser or generator is usually a replacement, not a repair.

Do flood zones change my insurance?

Directly. High-risk zones (AE/VE) with a federally backed mortgage carry mandatory flood insurance, priced partly on your elevation relative to BFE. Several local cities (including Galveston, League City, and Friendswood) participate in FEMA's Community Rating System at levels that earn residents a 25% NFIP discount. Wind coverage is separate — that's the TWIA/windstorm story on our permits page.

One Call. Three Trades.

Zone checked. Equipment next.

If your zone says elevate, anchor, or back up — that's our department. Mackey engineers condenser stands, elevates generators above BFE, and files the windstorm paperwork. Call (281) 317-0631 before the season does the asking.

Mon–Fri: 7 AM – 8 PM · Sat: 8 AM – 5 PM · Licensed & insured · #TACLA 112769C · #TECL 558211

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